Gary S Wolfe, MBA, CPA, CLU®, ChFC®, AEP®
Wealth Management Advisor


Physicians Nationwide

Testimonials


"Gary is unique among his peers and consistently exceeds my expectations which are, admittedly, rather high.  He has an uncanny ability to analyze a complex planning situation with solid proposals and solutions that meet planning objectives.  He does his homework and always comes prepared, backing up everything with solid research and thorough analysis.  He is passionate about the personal relationships that he develops with people and has always treated me as he would a member of his own family.  When I first met Gary, I told him that I wanted him to put himself in my shoes in making any planning recommendations.  He does!  I have the highest regard for his competence, professional ethics and integrity.  I consider Gary a trusted adviser and good friend."

 

John O. Brentin
Partner, Board Certified-Estate Planning & Probate Law Texas Board of Legal Specialization
Porter & Hedges, LLP
Houston, Texas


PwC's Professional Framework develops staff to operate with excellence in Whole Leadership, Business Acumen, Technical Capabilities, Global Acumen, and Relationships.  We expect it of our staff, and our clients demand it of us.  Why wouldn't I expect the same traits in a trusted personal advisor?  Gary possesses the framework mentioned above, along with an uncanny talent to cut through the bs and tell it like it is.  He is a man of honor and integrity and has my family's best interest in mind.  Gary is one of my first calls when I need to make an important personal financial decision, and I refer him to my dearest friends and colleagues.

 

Bryan K. Melvin
Tax Partner
PricewaterhouseCoopers, LLP,
Houston, Texas


“The first time I met Gary I immediately realized I was speaking with a professional with a passion for his work and the products he was able to offer through Northwestern Mutual. This became clear based on his approach to client service. Rather than being quick to tell me what I need he was quick to listen, understand my financial situation and then understand my long term goals and financial desires. This approach allowed him to help me implement an insurance plan to afford my family immediate protection and give me the flexibility to grow that protection over time. Over the years I have come to know,trust and admire Gary's ability to connect with his Clients and provide unparalleled service. I hold Gary to extremely high standards of excellence. In my profession and business, I need people to do what they say, say what they do and do it consistently well. Gary does. He also takes a tremendous amount of pride in his work ethic and product. I trust Gary and consider myself blessed to have him as a financial advisor and friend. If you are reading this testimonial and want more assurances about Gary's abilities…and to witness for yourself true professionalism and passion at work, then call Gary and make an appointment! . You and your loved ones will be glad you did!”

 

Mark J. Mize
EVP, CFO & Treasurer
Halcon Resources
Houston, Texas


When they heard about my husband's health, most agents lost all interest in us ..... but Gary Wolfe was different. When Gary called us, he said, "I can't guarantee that I'll be able to get you coverage, but I can promise that no one will work harder for you."
His tenacity and his loyalty to us have been amazing and he was able to find coverage for my husband through Northwestern Mutual. After my husband passed away just four years later, Gary gave us amazing support and advice. I don't know what my daughters and I would have done without him. No one wants to think about needing life insurance, but there are bills you can't imagine from grief counseling to child care. Social Security alone wouldn't have been enough. And after our struggle with a preexisting condition, we got our eight and ten year old daughters insured to guarantee their insurability for life (provided they keep up their payments as adults). You have to plan ahead.

Very few people are lucky enough to find a career that's a perfect fit for them.....but Gary certainly has. After losing his father when he was very young, he made the commitment to protect other families. I really believe that he's doing what God put him on this earth to do.....and he's absolutely my hero."

Sharon Kemmerer
Widow
Sugar Land, Texas


PwC's Clients expect consistently high-level client service from professionals with a strong grasp of complex technical subject matter and an ability to communicate it clearly and apply it to their circumstances. Since that's the standard I have to meet, I expect it from my Advisors as well. Gary has never failed to meet that standard, plus he knows my Family and cares about us as people. I don't make a significant personal financial decision without consulting Gary first, and I refer him to my fellow Partners, Friends, and Clients.

 

Dennis R. McErlean
Tax Partner
PricewaterhouseCoopers, LLP
Houston, Texas


I am thankful that an acquaintance introduced my Family to Gary almost two decades ago. Throughout my Family's fortunes and misfortunes, Gary has been a guiding force. Over these years, Gary has earned my Trust through day in and day out, ongoing & unremitting work to insure that my Family's best interests, be it present day needs to long-term Planning needs, were met.

It only takes one meeting with Gary to see the value he will bring to your Family and it's Finances. If you are reading this Testimonial, I implore you, for the betterment of your Family and it's Finances, to take that meeting!

 

Barry A. White, Jr
Assistant General Counsel - Valerus
Global Litigation I Asia-Pacific Region - Oil & Gas
Houston, Texas


Gary has been my Financial Advisor for almost two decades. I started out simply considering him my "Life Insurance Guy". That quickly changed. I now consider Gary an expert in the Financial Planning field and gain comfort knowing that he has the full network of Northwestern Mutual behind him. When I first met Gary, I knew immediately that he had a passion for NML and his Work. Quickly after, I came to learn that Gary also, and more importantly, has a great passion for his clients. He is so much more than just a salesman. He really takes the time to get to know his Clients and their financial situations and aspirations. WARNING: Gary will tell you like it is...the good, the bad and the ugly!

But the great part about that is he also develops a thoughtful, appropriate plan regardless of the situation. He does his homework and always comes prepared, backing up everything with research and analysis. And the best part is that he also takes the time to explain why he believes his plans and/or products are right for your situation.

I am proud to say that the person who I thought simply started out as just my "Life Insurance Guy" was really always my trusted financial advisor and my friend. I highly recommend Gary to anyone seeking quality, honest financial planning and advice.

 

J. Clint Walden
Vice-President & Chief Accounting Officer
Dynegy
Houston, Texas


My Wife and I started considering Life Insurance and Financial Planning in the mid-1990's when our first child was around 5 - 6 years old. We wanted to ensure our Family's well-being and our Son's future. We had consulted a couple of agents from other Companies, but were unimpressed. I then came across some promotional literature from Northwestern Mutual, filled out and mailed the card for more information. One evening our phone rang and Gary S. Wolfe introduced himself. What started as random chance has blossomed into a great friendship!  It was destiny! Initially we were wary, having expolred other insurance options and agents. Gary put up a great show...with Northwestern Mutual Testimonials, historical performance statistics, proposals with charts and numbers. We were skeptical and tested him with all sorts of questions. Gary stayed with us through this process, patiently explaining and answering all our questions. In the end, were were satisfied and impressed by his sincerity and passion. Over the years, we added to our insurance portfolio, and as our family grew we got our children insured, created their College Funds, rolled over our Retirement Programs and other investments for Gary to manage. He truly believes in his Work and keeps us educated and informed about how our Portfolio is performing - through good and bad economic cycles. Over the years, we have referred Gary without hesitation to family, friends and colleagues and, in each case, he has lived up to his excellent reputation. Thank you, Gary.

 

Sanjeev Mullick
Director, Global Accounts
Aspen Technology
Houston, Texas


For the better part of the last 20 years my financial planning including college funding, personal and retirement investments, and had been managed by a private financial planner and close personal friend. However, for many reasons, my wife and I felt a strong need to look for new options. We are edging closer and closer to that mystical retirement time of our lives and just were not comfortable with the stability of our investments. Using a private financial planner did not allow us to react to the market as quickly as needed, and did not provide enough secure investment options nor have the research and support of a larger organization.

So, in the middle of 2011,  I began to search for a new financial advisor and the decision was narrowed down to two organizations; Northwestern mutual and an organization with which I have had a  30 year relationship. Both offered a quicker response to the market that I was so desperate for and had the resources and support we felt we were lacking. While Northwestern Mutual was rated higher the long term relationship with the second organization required me to visit with both.

20 plus years ago I bought an insurance policy from Gary, when that was the only service he was providing. However, a close friend of mine who I referred to Gary was still a client and Gary was providing life, retirement and investment strategies and management to my friend and his referral was instrumental in the decision to consider both companies.

Gary was the deciding factor! We felt he was truly interested in helping us achieve our desired retirement goals. He was brutally honest in his assessment and the plan he outlined made more sense and met our needs better than anything else we reviewed.

The hardest part of the decision came when I informed my close and personal friend and financial advisor that I was switching advisors. We attend church, socialize and vacation with this family and it was extremely difficult when making that phone call. However, I am absolutely secure in the decision to switch our retirement planning to Gary and the support of the Northwestern Mutual family was the right thing for Lisa and me.

 

Kevin B Schooley
Clinical Staff Pharmacist
Comprehensive Pharmacy Services
St Luke's Sugar Land Hospital
Sugar Land, Texas


Gary started off as simply our Insurance Agent some 20 years ago. The first thing he did was go through all of our older Life Insurance Policies to see what could be done with them, in relationship to our Goals & Objectives, as I was having some problems with them.  He straightened everything out to our great satisfaction.
I had been our own Financial Advisor for many years, as I have an MBA & CPA myself, even though my occupation was in the Medical Field.  I was doing well, or so I thought?

Gary suggested he become my Financial Advisor and help me out.  I gave him about ½ of my Investments and let him work his Magic. After one year, I realized that he did much better than I was doing on my own. After watching Gary for another year, thinking that the previous year was a fluke, he continued to outperform me.
Since Retirement was fast approaching, Gary suggested that  we now turn everything over to him, in conjunction with finalizing an updated Plan, as to exactly how much we want to live on per year, after-tax, inflation-adjusted in Retirement, without ever having to worry about running out of funds. We’ve now accomplished this, with great peace of mind.

As Retirement was now eminent, Gary developed a plan that would take care of my Family without any worries whatsoever.

I would recommend Gary S. Wolfe wholeheartedly to anyone, as he is a straight-shooter who does not mince words and isn’t afraid to give you his honest opinion.

 

Steven A. Raskin
Baylor College of Medicine (Retired) 
Houston, Texas


I first met Gary at a Greater Houston Partnership Business Development Committee meeting back in 2010, as we were both networking with other Houston professionals. From the moment I talked with Gary I could tell he was a truly genuine person and I agreed to meet with him again. In our next meeting, Gary’s professionalism, knowledge and personal touch proved to my wife Amy and I that he was the right Advisor to help us secure our financial future for our growing family. Over the years Gary’s commitment and enthusiasm to providing excellent service to my family has never wavered.

Gary is dedicated to his clients and you will quickly realize he thinks of you and your family as his own. I don’t consider Gary as just a Financial Advisor, I consider him a friend. He always has my family’s best interest at heart and pushes me as a friend would, to make important financial decisions that will benefit my family today and in the future. Because of his knowledge, ethics, dedication, integrity and personal touch, I gladly recommend him to family, friends and colleagues. Attending that event several years ago and meeting Gary was good day for me and my family.

 

John P. Hallmark, CPA
Assurance Partner
BDO USA, LLP
Houston, Texas


1995 was a fortuitous year for my wife Rose and I because of our chance meeting  with Gary S. Wolfe and the Northwestern Mutual when we moved to Sugar Land, Texas. From the moment we met Gary, we both knew that we now had someone we could trust with our most important needs and requirements, both on a personal and financial level.

Gary's passion to help define our needs and to craft an Insurance Plan for the future has resulted in getting my Family into a comfortable financial situation as I now enter Retirement.  Along the way, Gary has encouraged Rose and myself to sacrifice a little in order to obtain Peace of Mind that our Family would be taken care of in an unfortunate Life Event. He always  provided sound logic for increasing coverage, but his foresight has resulted in a nice Cash Value "Nest Egg", Long Term Care Policies for long-term health care security for Rose and I, and getting our 29 year old son Stuart safely into adulthood.

Rose and I owe a great debt to Gary and consider him as "Family". The numerous traits (among many others) that come to my mind when describing Gary to others would include thoughtful, honest, intelligent, responsive, trustworthy, passionate, loyal and ethical. Gary is a man of Integrity who always speaks his mind and keeps his word.

Gary has recently taken on the role as our Wealth Management Advisor and I am confident that this new Role will result in a continued long and productive association. I would sincerely recommend Gary to anyone. He truly is "one in a Million" and will always have a special place as part of the Montgomery Family.

 

John B. Montgomery
Facilities Engineering Superintendent (Retired)
Chevron International Exploration & Production
Sugar Land, Texas


 I have been a client of Northwestern Mutual since 1985. I was introduced to the company in another state, with a different agent. When I moved to Texas a few years down the road with no support or answers from my previous agent, I became very frustrated and called the Company Home Office. That is how Gary S. Wolfe entered my life. He not only reviewed my existing policy but also reviewed my present & future needs.  He identified the flaws in the policy I had and made efforts to fix them. He also enhanced my policy to secure our family and their needs. I have now known Gary for 25 years and it would be an insult to him if I simply called him an insurance agent. I believe Gary is above all that. He really invested time to understand our family, our dynamics, our present and future needs and our fragility and risks. He is brutally honest and has rightfully earned the right to emphasize why we need to accept his recommendations and the risks if we don't. Gary is very passionate about what he does and it shows in everything he does. He is caring, as he has endured the wrath of time, as his family was not secure when he was growing up and in his own way, it is his own mission to secure every family that comes his way.  I have personally recommended alot of people to him and they are still my friends. That itself says alot about Gary S. Wolfe. I don't think anyone of us can give a better recommendation than the results of his work! In itself, this is the best recommendation and client satisfaction anyone can get!

 

Anil Patel
CEO
Pharmacy Masters Consultants, Inc
Sugar Land, Texas


Dear Gary Wolfe:

I would like to take this opportunity to say "Thank You". I wanted to let you know that you are more than just a Financial Advisor to our Family; you are a dear Friend. I have really grown to admire the Passion you have for your job and for your Clients. You are a brilliant "numbers man". Ever since our first meeting, you have been working hard to help us achieve our dreams and goals. Surprisingly, that meeting revealed unexpected benefits of working with you as well, such as helping my Wife & I significantly improve our Marriage. By educating us about the challenges faced by many Entrepreneurs during the Great Recession, we realized that we were no exception. You helped my Wife appreciate that the financial difficulities we faced were not all "my fault".

You helped her understand that by creating a thorough & comprehensive Financial Plan, I was actually writing her and our children a beautiful Love Letter. Thank you Gary, for all you have done for our entire Family and continue to do for us.

 

Victor J. Quinones, Jr.
Chief Executive Officer
Virtual~Q virtualizeIT
Houston, Texas


My wife and I met Gary Wolfe 13 years ago, and since that time we have come to regard him as a dear friend and a trusted Wealth Management Advisor.  The night we met Gary, I told him we needed an Advisor to do some long-term Planning because we had recently begun a Family.  I had no idea of what I was about to get myself into!

Gary made an enormous investment in time and energy to review our financial situation, listen to our goals and objectives, educate us, prepare an extensive Analysis, and provide truly thoughtful and meaningful well-documented solutions.

My two children, my Wife, and I all carry Life Insurance with the Northwestern Mutual.  His Analysis and continuous Advisory Services serves as a "Road map" to ensure that we stay on the right path to personal financial security.  What more could we ask from a partnership with our Wealth Management Advisor?
I can honestly say that I have never met anyone more devoted to, or as passionate about, the products and services he delivers to a Client.  Gary represents one of the finest Companies in the World, in the Northwestern Mutual, and he exemplifies the finest qualities in a person, a friend, and a trusted Wealth Management Advisor."

 

David R. Selbst
Vice President of Trading and Business Development
Chubu U.S. Gas Trading
Houston, Texas


Gary is a valuable member of our team. He wasn't a salesman that sold us something and then we never saw him again. We have annual visits to reevaluate our progress and future needs. That shows us that he wants to stay on top of our situation and that he is very interested in helping us achieve our goals. He also wasn't a salesman who recommended something that he doesn't have the integrity to own himself.  He truly practices what he preaches. Gary has been like a Coach that has challenged us and pushed us. We are grateful for his experience and we have found that the letters after his name really means he does know his stuff!"

 

Ron Thompson
Owner -Thompson's Landscaping L.L.C
Magnolia, Texas


I thought I owned plenty of life insurance. I'm in my mid-60's and, our children are successfully married and self-supporting. The life insurance I purchased early in my career to protect a young family was in good shape and appeared to me to be adequate. Why on earth would I need additional life insurance?

It had been over twenty years since I last considered any estate planning, mainly because I was too busy building an estate to think about its final structure or disposition. Then, a respected Houston trust and estate attorney introduced me to Gary S. Wolfe. Gary opened my eyes to the estate planning and investment opportunities available using life insurance products. I found Gary to be professional, persuasive and compassionate. He is an excellent advocate for his clients. I recommend Gary and the services he provides without hesitation.

 

Gary Forbes
Private Investor
Austin, Texas


Gary has been our Financial Advisor for over 20 years. I know my wife sleeps better at night knowing that our long-term financial planning is secure, thanks to Gary's regular and continual guidance. Our five boys all carry insurance policies and college funding plans through Northwestern Mutual and Gary, as well as myself and my wife! We considers ourselves fortunate to be Gary's clients. The integrity that he and the Northwestern Mutual represent are a rare commodity in this day and age. Gary is a trusted advisor and friend who always has our best interests at heart. He is most certainly an A+ in our family's portfolio.

 

Eric Johnson
National Director, Healthcare Advisory Services
Transwestern
Houston, Texas


Gary has been faithful to our concerns and needs. We met and began business with Gary in Houston in 1991. Since then, we have relocated twice and continue to choose Gary despite the distance. Gary has strategized on our Retirement Plans as well as planned for the needs in the event(s) of our Disability or Death, God forbid. If you know Gary, and you will want to, you will understand Gary is extremely responsive and ever-loyal. We don't just do business with Gary, we call him a friend."

 

Ben Zivney, MD, FACOG,
Board Certified in Obstetrics and Gynecology

Sue Zivney, CPA
College Station, Texas


My wife and I first met Gary S. Wolfe about 20 years ago when our son was born and we wanted to purchase life insurance. He met with us and explained the benefits of whole life insurance and how, if we were lucky enough not to need the death benefit in the next couple decades, the cash surrender value would help us supplement future retirement needs. We were impressed with his professionalism and the outstanding reputation of Northwestern Mutual Life.

Since we are both CPA's, Gary left us alone for the intervening years. Recently we contacted him as we are approaching retirement age and wanted to know how our life insurance policies would assist in providing retirement income. Gary explained how he could analyze our "Retirement Readiness" and evaluate if we were on track with our plans or if we would need to accumulate more investments, delay retirement and/or reduce our living expenses. Through several discussions, he was able to report back to us that we were not only on track, but in fact could expect to raise our standard of living through retirement without being a burden one day to our only child. He noted that our plan did not include any long term care planning and advised us to add that critically important financial instrument to our portfolio, and therefore we did.

Now, I can say that we are both reassured that we truly have a wealth management advisor working hard for us. We plan to meet with him periodically to update our analysis as we move close to the next phase of our lives"

 

James A. Y'Barbo, CPA, CFO
Terra Oilfield Services
Conroe, Texas


"I was introduced to Gary S. Wolfe more than two decades ago, and have worked with him throughout all of the following years to address my family's financial security and insurance needs. He excels in his knowledge of Northwestern Mutual's products and services, he has provided me with invaluable insights on future financial security planning needs, and he consistently enlightens me on matters to be addressed to secure that future for myself and my family. I greatly respect Gary's knowledge and expertise and consider him to be one of my most trusted advisers. I unhesitatingly recommend Gary to anyone who wants honest, quality, long-term financial and insurance advice."

 

Gregory P. Crinion
Managing Partner, Attorney & Counselor
Bay Area Houston Office of Crinion Davis & Richardson LLP
Houston, Tx


Meeting Gary S. Wolfe was one of the greatest moments for my Family's Future Financial Health and Security.  In these financial times, I am blessed to have a Financial Advisor with Gary's knowledge, Integrity and transparency. My Wife and I met Gary through one of his Clients, and it was immediately evident that he has earned all the qualifications that accompany his name. Planning our Financial Future and Security had become a daunting challenge as we tried to assess the challenging realities of the future and the myriad of choices available to us. Fortunately, Gary's thorough analyses and clarity made our process a lot easier and more manageable. It was also extremely comforting to know that Gary's investment and planning recommendations were aligned with the ones that he chose for himself. Gary's knowledge, dedication, professional ethics and association with the Northwestern Mutual have earned him my Trust as an Advisor. His Passion and Integrity have earned him my respect as a Friend.  

 

James A Mayfield IV
Chief Financial Officer
Fleur de Lis Energy L.L.C.

Irving, Texas


Gary & I go way back. He was in my Wedding Party in 1983 and we were in his Wedding in 1989.  We really did not want to work with such a dear and close friend when it came to our very private and deeply personal financial information, although Gary did ask for that privilege several times many years ago. After disappointing experiences with at least two different Advisors, at two different Firms, over several years, we finally decided to  give Gary a chance.

In 2004, my wife Stephanie and I moved all of our Investment Assets to Northwestern Mutual under Gary to manage.  We couldn’t possibly be any happier with the results. Gary is the epitome of Integrity and gives us the Confidence we want in a highly professional manner. Client Service is extremely important to us and Gary comes through every step of the way, every time. Now that our Sons are old enough to have their own Portfolio, they have also chosen to work with Gary.

I would highly recommend others to do business with Gary, existing friendship or not.  He truly gives the Personal care & delivers the expertise that Clients need and want.

 

Dr. Paul R. Gustafson, M.D.
Oncologist (Retired)
Houston, Texas


Having known Gary S. Wolfe, MBA, CPA, LUTCF, CLU, ChFC, CLTC, AEP  for quite some time prior to becoming a client of his, I had a pretty good feeling about exactly whom I'm dealing with. Gary is not  a  "salesman" type but rather he is a purely good heart. His kindness, care and genuine concern for the well-being of his clients and their families is remarkable and quite admirable. Gary expended all his energy on finding the best possible solutions for my wife and I, having 6 Children of our own. We know this to be true from our personal experience with Gary and from those we've  recommended to him. He is a straight shooter and will say the honest truth, even if it's not "good for business,." as the Torah commands one to do!

My wife and I both feel that Gary was a "G-d-send" and we are privileged to have such an honest and qualified friend in our lives. We look forward to sending many more of our friends to him."

 

Rabbi Aryeh & Zehava Wolbe
Executive Director TORCH –
Torah Outreach Resource Center of Houston
Houston, Texas

 

 

The testimonials presented may not be representative of the experience of other clients and are not a guarantee of future performance or success. The testimonials presented do not relate to any investment advisory programs or services that are provided by Northwestern Mutual Investment Services, LLC (NMIS) or a financial advisor of NMIS. The advisor is not a financial advisor of NMIS.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck