Professional

Before I can speak intelligently about the services that might be appropriate for you and your family, I need to get to know you. And, before you can feel comfortable sharing your goals and dreams, you need to get to know me.

After spending several years in the "Big 8" as a CPA, and six years in the Oil & Gas Industry in Internal Auditing, I was dying a slow death behind the desk. Simply put, I became allergic to "Corporate Politics", and what I did for a living didn´t matter!

I wanted to use my financial background to make a difference in people´s lives. Losing my own father at 7 years old, while also partially losing my mom as well, because she was no longer available to me and my 3 siblings, as she was forced to go to work in the sixties, when Moms did not work outside the home, taught me that there is no finer love letter one can write their family than purchasing quality life insurance and disability income insurance, to protect their loved ones should they live too long, die too soon, or become disabled! 

My daily frustration is that I am the easiest person in the world to put off when everything is alright, yet after 21 death claims and 10 disability claims in my 22 years in practice, I am always the first person people want to see when tragedy strikes. The CPA delivers a bill, the Attorney delivers a bill, and the Trust Officer delivers a bill. I deliver a check, and if I´ve done my job properly to give loved ones the dignity and the right to go on living in the lifestyle they´ve become accustomed to.

So why am I the easiest person to put off now? I do not let young husbands tell me fathers don´t die! That mentality falls upon deaf ears! Clearly, what I choose to do now professionally makes a real difference in people´s lives. I truly feel that I am doing God´s work, by helping people help themselves! The bonus in my business is when my clients become my friends. That seems to happen now on a regular basis, and for that, I am blessed!

Education

• Bachelor of Business Administration in Accounting from the University of Cincinnati
• Master of Business Administration in Business from the University of Cincinnati

Awards and Recognition

Consistent Qualifier of the Northwestern Mutual Forum & Northwestern Mutual's exclusive Recognition Dinner, (approximately top 2% of the entire Field Force)

• National Sales Achievement Award: 1990-2007
• Million Dollar Round Table Qualifying Member: 1991-1998
• National Quality Award: 1991-2009
• Million Dollar Round Table Qualifying/Life Member: 1999-2009

Associations and Memberships

I have been an active member of The National Association of Insurance and Financial Advisors for the past 22 years. NAIFA is the nation’s largest financial services membership association. Its mission is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of financial advisors.

I have been an active member of The Houston Estate and Financial Forum for the past 6 years. A Forum that provides estate planning strategies and solutions for financial advisors.

For the past 6 years, I have been an active member of The Fort Bend County Chamber of Commerce  The Chamber of Commerce serves its community as the voice and advocate for business in the Fort Bend region.

Financial Pyramid Life Cycle

Over a lifetime, most people will experience many different financial needs and circumstances that can be summarized into three stages: risk management, wealth accumulation, and wealth preservation and distribution.

In risk management, the foundation of the financial pyramid, you protect that which you can least afford to lose—your earning power.

With that foundation firmly in place, I can help you accumulate wealth in a tax-efficient manner for specific goals such as your children's education, retirement funding, or a future financial need.

Success in the wealth and accumulation area creates the need to preserve and distribute that which you have worked so hard to accumulate.